Please Note: There is no cover for cancellation and/or rearrangement directly or indirectly caused by, resulting from or in any connection with any action taken in controlling, preventing, suppressing or in any way relating to any infectious disease declared as a Public Health Emergency of International Concern or pandemic, by the World Health Organisation.
Notably, at this time, this includes Coronavirus (COVID-19) and any related and/or similar condition(s) howsoever called or any mutation of these.
Please see the policy wording for more details - click here
To see what is covered by the policy please click here to read the policy wording
The level of cover for Party insurance is usually determined by the total cost of the event, i.e. how much it would cost insurers if your event was cancelled.
If you underinsure your celebration then the maximum you will receive in the event of cancelling the celebration is the level of cover you have paid for. If you are unsure of the total cost of your event click here to use our party cost calculator
If you find that during the course of organising your celebration that costs increase beyond the level of cover you have bought please call us on 01483 562 662 and we will be happy to arrange increasing your level of cover (subject to payment of additional premium).
Party Insurance can be purchased up to 2 years before your event. Buying it this early will protect any deposits you make (and indeed any deposits paid before you bought the policy, subject to policy terms and conditions) from the financial failure of service suppliers.
The reasons for cancellation or rearrangement that are covered by the Party Insurance policy are in section 1 of the policy wording, but include the death or illness of a close relative that would make the continuance of the event or celebration inappropriate.
It also covers the unforeseen posting of a member of the armed forces, providing the serving person has previously had their leave agreed by their commanding officer.
Redundancy is covered, providing the party insurance policy is taken out 8 weeks prior to the notice of redundancy being given.
The event organizers are covered for their personal liability in case they cause any accidental loss or damage to third party property. This can be extended to all the guests with the appropriate additional premium.